Attention homeowners in Knoxville and Knox County: Get an Appraisal today!

Check out the top 7 reasons TN homeowners need Whicker Appraisals Inc.:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge a TN property tax assessment
To reduce your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Knox county or TN by determining the true market value of real estate in question

Own a home in or near Knoxville, TN and need help deciding the price of it?
Contact Whicker Appraisals Inc..

We at Whicker Appraisals Inc. understand the unique needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Whicker Appraisals Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Whicker Appraisals Inc., we're veterans in helping folks just like you rid yourselves of unnecessary PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Whicker Appraisals Inc. is your chief weapon.

Was your HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Whicker Appraisals Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Whicker Appraisals Inc. offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.